Online shopping has become a boom today. More than lifestyle, now it has become a necessity for everyone. Few years ago, when the concept of online marketing was introduced, neither people nor the technology was ready for it. But over the years, now people find it convenient and very essential to buy the things online.
e-shopping has become easy, secure and economical. People prefer online shopping more because it saves time, it is easy to search and check the products available and it is cheaper and safer.
Most of us prefer online shopping because of tempting prices & special deals. The products are displayed in various ranges with lots of variety. Some of the products and services are unavailable in the outside markets.
There are certain risks in the online shopping which one should be aware of and needs to be careful about.
Fraudulence: The chances of getting into fraud and deceptive retailers are more. Being part of the virtual world, it is not easy to find about the legitimacy of many online vendors.
Treachery: You will be always at the risk while downloading the spyware from other sources into your computers. It might invade the system and copy all the personal information.
Let us find out how to shop online without being at any risk. Follow the given suggestions below which will take care of all your worries.
1. Need to protect your computer system well
Before you start using your computer and mobile devices for e-shopping, you must protect the devices with high-quality anti-virus programs. It is obvious to protect your computer system when in a network with other systems.
Keep updating the virus protection and also keep scanning and cleaning the system for any new threats. There are much better quality antivirus and antispyware available today.
2. Optimize the systems with the latest technology
The security system of the computer devices and the mobiles should be optimized which offers complete protection. Make sure that you have the latest operating system which guards your system internally with inbuilt options. The browsers too play a vital role while receiving and sending the information.
The latest technology helps in overcoming the problems and offering better alternatives. The loopholes and the vulnerabilities are automatically taken care of when found in the system.
3. Do not share personal information with unknown vendors
Be sure about your payment transactions. While sharing the payment details you make sure about the vendors with whom you are dealing. You have to make sure that the vendors should be well-known or should be reliable before making the deals.
There should be a check on authentication and security about the vendors and the products which you plan to buy.
It is better to choose the third- party payment options which are safer and secure. The third-party services offered by Paypal or Google CheckOut are safer and secure to use.
4. Use only credit cards in the deals
For online shopping, credit cards are the best and safest choice. In case if someone tries to access your personal information and try taking advantage, credit cards have more security than debit cards.
Debit cards are directly linked to bank accounts but credit cards have limited spending limit.
It is not easy to recover the money lost through the debit card but it can be disputed when lost using a credit card.
Some of the banks have introduced specially designed credit cards for e-shopping which are very beneficial.
5. Document the copy of online transactions
It is always advisable to keep a copy of the online purchases and the payments made. The online transactions should be documented. The purchase orders with payment receipts should be printed along with the required vendor information and contact details.
Most of the online products are either pay in cash before the delivery or pay in advance. Only in few cases, the pay on delivery option is used.
Most of the vendors send emails regarding the purchase or refer the transaction to the website by specifying the details of the web page.
6. Make sure that the passwords are stronger
One of the most common security lapses is having weak passwords. The passwords can defend any type of security threat when used properly. The passwords should be longer and combined with letters, numbers and special characters.
According to a study, 55% of the problems regarding online payments are due to weaker and easily traceable passwords. Avoid using names of people, dates or phrases in the passwords which can be found out with some clues.
7. Keep track of bank statements
To make sure that the online payments made by you are without any hassles or unnecessary dilemma. The best thing you can do is to keep checking the bank statements and the financial details given by the banks and the vendors after the online purchases.
Make a habit of examining the periodic bank statements for the added taxes or the service charges. If you have any doubt about the charged amount, do not hesitate to talk to the concern authorities. Keep filing the periodic financial statements regularly which will help you whenever in doubt.
8. Be watchful and be alert
Even when we buy the products which are offered for astonishing prices, be wide awake before believing. The buyers should always beware and in online shopping, it becomes more than necessary. The rock-bottom prices or the incredible offers should be checked thoroughly.
Always keep a track of the products available online and if necessary, make a survey to find more about the quality, prices and the availability of the products you are interested.
Online shopping is suitable for everyone who do not want to spend time going out to find the products in the market. It is ideal, time-saving and offers a wide variety of products ranging from most common to very rare categories. If you are careful and remember the tips given above then you will enjoy online shopping more.
Most of the companies, organizations and restaurants prefer to offer online services to the customers with complete support. Though online shopping has come to an age and it is safer and secure to use. But yet, there are minor loopholes and certain aspects which make e-shopping a little risky and dangerous.